I just can’t.

More than $2,000 has been charged to my credit card in several paypal transfers over the past 8 hours, while I was asleep. All to different names. All for the exact same amount of money.

I don’t know what to do. I really don’t. I forgot I even had a paypal account.

I barely have enough to keep myself afloat at this point. WHAT THE FUCK WOULD I TRANSFER $2,000 TO PEOPLE FOR?

I’m just going to sit here and cry m fucking eyes out as I try to deal with this nightmare.

61 thoughts on “I just can’t.

  1. Call Pay pal customer support and your credit cards immediately. You won’t be charged for this if it is a fraud. But please act immediately, there is no time to cry.

    Liked by 10 people

    1. Thank you for this comment. I read it when I was having a really hard time freaking out after this all happened and your ‘this is no time to cry’ comment reminded me that I needed to buckle down and get the shit storm sorted out. Your words really helped me in a moment I really needed them, so thank you.

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      1. I am happy it helped. A couple of things about me 1) I work in finances 2) I was a victim of identity theft twice. If I can offer one more advice :), I would say: the credit card theft is very easy to identify, and also it’s much easier for the credit cards to restore your balances, because money didn’t move yet, it’s just accounting. The worst I had was when I lady with my driver’s license, which was stolen from me 7 months before that walked into a local branch of my bank in rural Wisconsin and took all the money from my checking account – it was a payday, Friday before the Labor day, so I couldn’t do anything till Tuesday. He human theft with real money is WAY worse than the stolen credit card. In my company, we create different credit models, and we can identify fraudulent behavior. You saw it for yourself the other day. So – keep your’s 🙂

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    1. Thank you for this yesterday. After everything was all said and sorted, I came on here and read your comment and was really appreciative that you took the time to stop by and motivate me to get my butt in gear.

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      1. Funnily enough, the credit card company told me they wouldn’t touch it. They said it had to come from paypal and all they could do was cancel the card.

        Good thing Paypal was willing to look into it and determine it was clearly Fraud. I would have thought in a time like that a credit card company would have been more… well versed in the prospect of helping and not just saying ‘go talk to paypal’, ya know? Ahh well, you live and you learn through shit like this.

        Liked by 1 person

      2. Yes we do. We had it happen to our bank account. But criminals had put a copier inside ATM and bank knew it was fraud because it was happening to anyone who used this particular ATM. All money was put back within 3 days.
        Now we pay for LifeLock. Well worth it.

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      3. They legally could not do anything else, because a transaction was initiated by PayPal, and when you signed with Paypal you gave them your permission to use your credit card

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    1. I’m paranoid about shopping online and agree with Elisha. I try to use cash whenever possible but have recently resorted to paying with credit cards because I used up the cash I had! If you report it right away the credit card company will take care of it. It’s unfortunate that credit card fraud happened to you…. it’s the icing on top of a bad week, eh? 😓

      Liked by 2 people

      1. It’s funny to me that the credit card company was like “Nuh uh, you gotta talk to pay pal, all we can do is cancel your card”.

        Things you learn in times of crisis…

        Liked by 1 person

    2. Thanks for your tips! Honestly, I hadn’t used my credit card in a while. The last time I bought something was plane tickets. That’s kind of what I keep it for… larger purchases like that. It seems now though, as careful as I have been I need to be more careful.

      I do think I will start carrying more cash with me though. You just never know with cards. You really don’t.

      Liked by 1 person

  2. Oh my goodness, you poor thing! Cancel your credit cards and contact Paypal immediately. As others have said as well, report it to the police.
    If you don’t use your Paypal account I would close it, or set up two-factor authentication on it to stop unauthorised access.
    Is there any chance the email address you use for Paypal could have been compromised?

    Liked by 3 people

    1. Thankfully, none of my emails or online banking were compromised. I’ve changed all of those passwords now. Paypal said I need to keep my account open long enough to get a refund. After that, I’m going to close it down for good and probably never use PayPal ever again.

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  3. Didn’t lose any money but was hacked on Facebook the Imposter tried to get money from friends & .
    HoFamily. I would suggest changing your user names, E-Mail accounts & passwords Cancel your Pay Pal account & get new credit cards with different numbers. I’m sorry it happened to you, but the bottom feeders have no honesty & remorse when it comes taking what isn’t theirs. On a nicer note, WordPress will send you an e-mail if someone is messing with your account. Someone closed my account on one of the blogs I started. So I reopened the account under a new account name & password. WordPress closed my other account immediately . Hope this Helps

    Liked by 2 people

    1. Speaking of notifications, a text notification from the bank was the only way that I knew. I was so thankful for that. New card is en route (thankfully I only have one credit card to my name) and I have to keep paypal open long enough to get a refund. Then it’ll be closed for good!

      Liked by 1 person

      1. After you get your pay pal closed, if I may offer you a suggestion go to Walmart or Walgreen & buy yourself a rechargeable gift Visa or Master that way you can put the amount of purchases on the card plus a minimum amount to recharge it then once you use that amount the card can no longer be used. I would suggest this to anyne.

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  4. This has happened with my PayPal before. Someone had a shopping spree at my expense. Definitely report it asap. I had my money refunded pretty fast. I had the much needed cry first too though!

    Liked by 3 people

    1. How did you find out that someone used your card? Did you get notification from your bank? Or from PayPal? Just curious… maybe there’s a trend?

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    1. Hey Donna, Thanks for letting me know. I’m sorry you had to go through something similar. I’m really hoping that it doesn’t take months to get it back! That would suck so much.

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  5. I’m so sorry V…people can be so crummy sometimes. Yes I agree with everyone else, call ASAP and report it. Let us know when it all gets worked out. Thinking of you ❤️

    Liked by 2 people

    1. PayPal said that it looked awfully fishy that, after four years of not using their service, I all of the sudden decided to send out all this money at one time. All of the transfers were done at precisely the exact minute in time. They were all sent to numbered email addresses with the same domain name.

      They believed me that it looked fraudulent. Thank god.

      Liked by 1 person

  6. Try to contact Paypal, it’s their responsibility to protect users account. They are accountable to customers. If they don’t respond, report to cyber crime cell. Technology makes life easy but creates unnecessary problems also.

    Liked by 2 people

    1. It sure does create unnecessary problems. You’re absolutely right there. Thanks for the tips. PayPal was pretty understanding over the phone. We’ll find out in 7-10 days if I get my money back or not.

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  7. Contact PayPal first, then the credit card company, V. This will get fixed they will be used to this kind of fraud. Hope it is all resolved soon. ❤️

    Liked by 3 people

    1. It sucks that people can say that. It really does. That means a lot more people than just I are being taken advantage of. And that sucks. I wish the world was a better place.

      Like

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