Debt scares me.
When I was a kid my family did not have a lot of money. Often we barely had enough to get by. My parents always made sure that we had food to eat., but I do remember instances where I was wearing my shoes until they had holes in them, and then continuing to wear them past that point. I do remember my siblings and I having to go out on our bikes to the nearby recreation centres and ball parks to look for cans so that we could collect enough money to hopefully put five dollars worth of gas in the vehicle so my father could get to work. I do remember a few times when the collection of cans did not provide enough and my dad actually hitch-hiked to work.
Debt scares me. I don’t ever want to go back to that place.
Now that I’m an adult, I am really good at living within my means. I’m really good at not getting something unless I absolutely need it. I’m really good at going without. I know the difference between needs and wants and I know how to stretch a dollar. I’m very careful with what I purchase. I’m very careful with how I choose to live because debt scares me.
I want a plan.
I want to know that everything is going to be okay. I want safety and security in a world that can provide anything but.